Dear Mr. Chambers 

Thank you for your letter of 14th Jure in which you explained the circumstances behind your request for an __(1)__ of time to remit your Payment on invoice #44596. 

We do appreciate your straightforwardness and have noted on your account that your payment will be made on 1st November.
You have been a loyal customer of ours for quite some time and if this gesture on our part helps to __(2)__ your current situation, we are certainly pleased to __(3)__ assistance. 

Sincerely,
Martha Brookside
Fairmile Auto 

Sainsbury's in light bulb giveaway 

Supermarket __(1)__ Sainsbury's wil give away one million energy-saving light bulbs at its stores on Saturday. 

Timed for when the clocks go back, Sainsbury's said it wanted to __(2)__ people to save electricity during the dark months ahead. To claim their bulb, customers will have to take an energy-saving pledge to try to recycle bags and switch to showers from baths. The chain will also be urging customers to unplug their mobile phone chargers, dry clothes outside instead of in tumble dryers and keep the fridge and freezer running more efficiently. 

Sainsbury's will be handing out Philips 11W energy saver bulbs, equivalent to a regular 60 watt bulb, that usually retail for £2. 

Switching to just one energy-saving light bulb, which uses 80% less energy __(3)__ traditional bulbs, saves in the region of £7 every year. 

February 21
Josephine Brown
81 Yew Crescent
York YH3 8GE 

Dear Ms. Brown

Following on from our interviews an the 5th of February, we would like to inform you that you have been chosen as one of 20 candidates to move on to our second __(1)__ of interviewing on the 12th of March. You interview is scheduled for 1pm. Please let us know if you will be able to attend. 

All the interviews will be held in the main meeting rooms of the Grand Hotel on Regents Street. If you do require travel expenses, bring your receipts __(2)__ interview, and please give them to Ms. Simpson who will be signing the candidates in 

We wish you luck, and will point out that whatever the __(3)__ of the interviews, we were highly impressed with your CV as you were chosen from out of over 200 candidates. 

Sincerely,

Alan Wright,
Director
Recruitment 
 

A report by Barclays Wealth questioned 790 wealthy indviduals from around the world on they investment __(1)__ . It found that only 48% of respondents planned to buy further investments In stocks over the next three years, down from 64% over the past 36 months. 

This comes following recent __(2)__ on the world-wide stock markets, sparked by record loan defaults in the US mortgage market and a resulting shortfall in global credit, which has affected two continents. 

By contrast, 15% of respondents said they planned to invest in private equity funds, up from 11% over the past three years; while 21% said they expected to invest in hedge funds, up from 20%. 

The report added that __(3)__ the increase in popularity of such alternative investments, just 27% of respondents said they understood how hedge funds worked, while only 36% said they knew how private equity schemes operated.